Monzo is a digital bank founded in 2015. And it's gradually spreading outside this group into the mainstream. Monzo, which announced the issue in a blog post on August 5, 2019, admitted that 480,000 customers’ PINs were theoretically accessible to rank-and-file employees for months. Four challenger banks that should be on your radar are Monzo, N26, Revolut, and Starling Bank. Trendy online-only Brit bank Monzo is telling hundreds of thousands of its customers to pick a new PIN – after it discovered it was storing their codes effectively as plain-text in log files. We have outlined Monzo’s major developments and announcements in a timeline below. challenger bank continues to bolster its leadership team. Description. The campaign, which launched on TV towards the end of May, aimed to articulate Monzo's brand voice and promise for the first time. Compare Monzo Bank to its competitors by revenue, employee growth and other metrics at Craft. com is amongst the top 40 thousand websites globally Richard Dingwall , Daniel Finley , Alwyn , Meri , and Alexandra work at Monzo Bank. READ MORE: Monzo doubles valuation in 8 months as it raises £113m. We're building the best bank in the world - a bank you'd be proud to use - and that means bringing together a talented team with diverse experiences, backgrounds and skills. It seems to me they are going for a hybrid of a bank and something other than a bank - what they have been referring to as a financial control centre. The top 10 competitors average 12. Connect with them on Dribbble; the global community for designers and creative professionals. Free and open company data on United Kingdom company MONZO BANK LIMITED (company number 09446231), 38 Finsbury Square, London, EC2A 1PX. UK banking startup Monzo has been given the green light by the Prudential Regulation Authority and the Financial Conduct Authority to operate, well, like an actual bank. Apply to Monzo Bank jobs now hiring on Indeed. 5million teens aged 16 and 17 will be able to send and receive money by bank transfer, set up direct debits. From instant spending notifications to machine learning experiments. The campaign, which launched on TV towards the end of May, aimed to articulate Monzo’s brand voice and promise for the first time. Monzo closed my account. That may seem oddly unconnected to finance, but Monzo will let you extend that DIY attitude to your banking. Unfortunately, you don't own enough credit to see this new org chart. IBAN is a standard internationally recognised format for a bank account necessary for international money transfers. While Monzo's growth rate and market share is impressive, it is. Fees: Monzo won’t charge you to withdraw cash in the US, but you may be charged by the ATM operator. Select an edition. mazowieckie, Polska 77 kontaktów. The app-based banks have followed in the footsteps of Nationwide, HSBC, First Direct and M&S Bank in hiking overdraft rates ahead of new rules being introduced in April. MONZO leapfrogged established names to recently become crowned Britain's best bank. Monzo renews RDC partnership ahead of US expansion - PaymentExpert. Find detailed stats on Monzo Bank revenue on Craft. 6 million in 2018 to £15. View Alwyn Jones’ profile on LinkedIn, the world's largest professional community. Originally operating through a mobile app and a prepaid debit card, in April 2017 its UK banking licence restrictions were lifted, enabling it to offer a deposit account. It enables users to receive push notifications about payments in real-time to phones running the apps and view historical transactions. Monzo is a bank for everyone, built together with our community. Download Monzo Bank and enjoy it on your iPhone, iPad and iPod touch. Confirming TechCrunch's scoop in April. Monzo Monzo, the consumer bank that is rivalling UK high-street banks such as NatWest or Barclays, has gained popularity with younger consumers thanks to its easy-to-use app and "coral pink" debit. A free inside look at Monzo Bank offices and culture posted anonymously by employees. It intends to bring a smart banking experience right through your mobile phone. • Monzo Business Lite The best of Monzo but for your business, with no monthly fee. Monzo Bank Limited. At Metro, I opened a current and savings account, and then learnt about savings pot in Monzo offering a better rate. Monzo Bank Limited is a company registered in England and Wales (No. Whether it's checking your balance, making a payment or transferring money between accounts, online banking lets you do it all using your computer, smartphone or tablet. IBAN is a standard internationally recognised format for a bank account necessary for international money transfers. Startup bank Monzo is ending one of its most popular features -- unlimited overseas ATM withdrawals Monzo App-only bank Monzo. Monzo is a digital bank based in the UK. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. A free inside look at company reviews and salaries posted anonymously by employees. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166. 10minutes later i tried to use my card and it was declined. Online bank start-up Monzo, in which Stripe has a stake, is set to appoint financial market veteran Gary Hoffman as its chairman, a source close to the bank said on Tuesday. Monzo now boasts more than 2. Monzo London At Monzo, we're building a bank that is fair, transparent and delightful to use. Meanwhile, Revolut has a Lithuanian bank license, meaning it is not a UK bank yet and cannot offer loans there like competitors Monzo and Starling. A feud continues to this day, made worse by their offices being now almost next door. Payments Support. Monzo is a digital bank founded in 2015. The latest bank switching stats show the bank is gaining new customers faster than most […]. It gained traction as one of the fastest growing crowd-funded campaigns in history, managing to raise one million dollars in a matter of minutes. 2016 saw the first Starling bank accounts in action, with the official launch (and Starling’s app) in early 2017. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better. Monzo Bank Limited is a company registered in England and Wales (No. UK-based digital bank Monzo announced it will launch in the US market to take on US banking giants. By solving your problems, treating you fairly and being totally transparent, we. 95 debit card delivery is hardly steep. 17 Monzo Bank jobs including salaries, ratings, and reviews, posted by Monzo Bank employees. More than 5,000 MoneySavers took part in our poll, which asked respondents to rate their bank's app by the quality of its features and how easy it is to use. Reports to CEO Tom Blomfield. We're a fully licensed retail bank in the UK with global ambitions. Description of Monzo Bank. However, things are starting to move in this area too. The bic codes below belong to MONZO BANK LIMITED bank and/or any of its branches across all countries and cities in the world. The bank initially offered a discounted. Examples of services they make money on will be the interest they receive on overdrafts or via insurance premiums they provide. Alternatives to Monzo for saving. The tentative move — which TechCrunch. Amazing bank app. Monzo primarily makes money through the selling of additional services on top of their core banking product. This is a wrapper that will allow a connection to the monzo bank API for use within node-red. Five years later, the digital bank's bright coral pink cards are now a common sight in London. Monzo - Cardiff We're looking for detail-oriented, empathetic problem solvers to join our Customer Operations (COps) team in our Cardiff office. The banking upstart is adding interest-earning savings accounts as an upgrade to its existing “Pots” functionality that launched last November. Monzo is a bank designed for the world we live in today. Monzo has heaps of advantages compared to traditional banks but you should try it before making the switch. View the profiles of professionals named "Monzo" on LinkedIn. Monzo Bank Limited. What’s New Version History. Monzo works by connecting your card to the Monzo app on your phone. Just a few weeks after launching its business accounts, UK challenger bank Monzo announced the launch of 'Monzo Business' for web, which gives users the option to manage their business account on. Five years later, the digital bank's bright coral pink cards are now a common sight in London. Now more than 1,000,000 people use Monzo to manage their money and spend around the world. Monzo has denied that it unfairly froze customer accounts in the wake of accusations made in a BBC Watchdog report on Thursday night. Our Our Financial Services Register number is 730427. Monzo is ok, but is a little rough and not quite “full” bank facilities, Starling Bank is another mobile bank and has a more polished full service. Monzo is a digital bank based in the UK. We've built an entire core banking system from scratch using modern technology. challenger bank, is a rare example of a financial services business that's taking a grassroots approach to marketing. It's time to prove it. Amazing bank app, amazing bank , I'm in love ! Monzo closed my account. The Monzo Reliability Report: How we're building a bank you can rely on We've made Monzo much more reliable over the last 12 months. 25 Monzo Bank office photos. Fast-growing British digital bank Monzo plans to hire up to 500 people and forecasts it will get 5. TechCrunch. The company offers current accounts, but previously had pre-paid cards that allowed people. It's an important. Monzo says it will try to target its accounts' features accordingly, but we'll have to wait and see what this means in practice. The campaign, which launched on TV towards the end of May, aimed to articulate Monzo's brand voice and promise for the first time. There are millions of people in the UK who now use the bank to spend, save and manage. Monzo Bank is hiring - see 3 jobs. Monzo, a London-based digital bank, plans to test a limited number of business accounts as part of a wider strategy to expand beyond its base of mobile-based personal account customers. Monzo is ok, but is a little rough and not quite “full” bank facilities, Starling Bank is another mobile bank and has a more polished full service. One that lives on your smartphone and built for the way you live today. You won’t find any physical branches - instead Monzo customers can access their accounts, and 24 hour support, via an app. Marilyn Monzo's Reputation Profile. By solving your problems, treating you fairly and being totally transparent, we. Monzo was launched in 2015 by CEO Tom Blomfield and a team he had met at Starling Bank (the first fintech challenger bank, in the U. Here are my thoughts on his talk and what the dbt community can learn from it. Find detailed stats on Monzo Bank revenue on Craft. O 2, 2018 · 13,082 次浏览. Founder Tom Blomfield has said that it would have meant the bank's business accounts would have been live before now and. Monzo essentially operates as an internet-based bank, accessible through its smartphone app, that offers current accounts, budgeting tools, spending warnings, and so on. They!!!8217;re constantly changing to adapt to the bank that we!!!8217;ve always needed but never got from the high street. A free inside look at company reviews and salaries posted anonymously by employees. Monzo Bank was first introduced in 2015 under the name Mondo. monzo bank View: Private banks need to realign with emerging realities By removing cross-border headaches, and giving clients an online platform to trade, a bank improves its operations and provides a niche competitive service to clients that rivals that of the online brokers. Each application icon take syou to the best tutorial on how to use the apps on your computer. Lost your card? Freeze and unfreeze your card easily in the app; You’re in control – toggle location-based security, contactless, swipe, online payments or ATM withdrawals easily. Glassdoor is your resource for information about the Work From Home benefits at Monzo Bank. Monzo bank Monzo bank 'freezing accounts for no apparent reason' Its app has been a runaway success, but some users say they have been shut out after apparent fraud. Startup bank Monzo says it is the fastest-growing bank in the UK after gaining more than two million customers in less than 18 months. Monzo charges: Bank reveals the changes bank account holders can expect in April this year MONZO, the app-based challenge bank, has announced a number of changes are set to take place in April 2020. “This week, we’re excited to announce that. However Monzo officials hope to become one of the first European challengers to gain approval for a more robust offering in the U. 7M in 11 rounds. Monzo Bank's CEO is Tom Blomfield. It's an important. See the latest updates, context, and perspectives about this story. Monzo was one of the earliest of a number of new app-based challenger banks in the UK. In its first round of crowdfunding, in March 2016, it raised £1m in 96 seconds, the fastest crowdfunding. Monzo has 129 repositories available. com show Head office Address: 38 Finsbury Square, London, London, EC2A 1PX, England. Tom Blomfield. “Monzo is a bank designed for the world we live in today. Our flexible membership services give you access to a wide range of exclusive news, research, analysis, performance data, investor profiles, events and networking opportunities. A free inside look at company reviews and salaries posted anonymously by employees. banking license. The firms which made it onto the roster include longtime advisers Hogan Lovells, Taylor Wessing and Simmons & Simmons. The digital challenger bank is gaining more than 35,000 new. May 1, 2020 Monzo - Mobile. Monzo Bank Ltd. The company offers current accounts, but previously had pre-paid cards that allowed people. That may seem oddly unconnected to finance, but Monzo will let you extend that DIY attitude to your banking. Description of Monzo Bank. 5 million users this year. The tool we use to turn around user research findings fast at Monzo. The next day Monzo contacted me to state that my account had been compromised. 5 billion (£2 billion), making it one of the UK Germany's N26 is Europe's most. Monzo, the U. As such we can no longer open new N26 accounts and will be closing existing accounts from 15 April 2020. Monzo Bank Limited is a company registered in England and Wales (No. 5 Category Winners. challenger bank, is a rare example of a financial services business that's taking a grassroots approach to marketing. Monzo intends to become a fully licensed US bank with the help of a partner bank, but that's a "long process" -- it would rather start offering some kind of service in the US and learn from that. Don't forget you can earn up to £150 just by switching to another bank: see the top offers. There are 300+ professionals named "Andy Smart", who use LinkedIn to exchange information, ideas, and opportunities. a Monzo spokesperson told Forbes that AI-powered spending analysis remains on its roadmap. Andy Smart Mobile Engineering Manager at Monzo Bank United Kingdom; Andy Smart Software Engineer at Vertafore Greater Denver Area. Monzo customers can now get their salaries a day early CUSTOMERS with the app-based bank Monzo can now receive their salaries a working day early. The banking institution's sort code. Life in the Valley Blomfield co-founded Monzo in 2015. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents. Focused on young professionals, it advertises the ability to access your money through a smartly designed smartphone app without the need for physical branches⁠. Open your account in minutes, right from your smartphone. Monzo may refer to:. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the regulated by the Financial Conduct Authority and the PRA. Monzo Bank is a free app for Android, that makes part of the category 'Finance'. The campaign, which launched on TV towards the end of May, aimed to articulate Monzo’s brand voice and promise for the first time. Monzo also confirmed it was planning another equity crowdfunding round via Crowdcube to raise £2. App-only bank Monzo was founded in 2015 but has grown rapidly and today has over 2. It will bring the digital-only customer bank to an end. Revolut, Starling and Monzo are the challenger banks among the 2020 winners. Online bank start-up Monzo, in which Stripe has a stake, is set to appoint financial market veteran Gary Hoffman as its chairman, a source close to the bank said on Tuesday. 5 Category Winners. Fast-growing British digital bank Monzo plans to hire up to 500 people and forecasts it will get 5. is wholly owned by Monzo Bank Limited. Monzo filed an application Welcome to The Fintech Files: your weekly roundup of the latest developments in financial tech and innovation. View TS Anil’s profile on LinkedIn, the world's largest professional community. 128 Monzo Bank reviews. However, this is little succour for investors, as. 1) Monzo is a Victim of its Own Success. Monzo has already launched its digital banking app in the U. We're a fully licensed retail bank in the UK with global ambitions. More from Monzo Bank. The most striking thing for those accustomed to using traditional banks will be Monzo's app-only set up. 5 million users this year, as it prepares to have another crack at charging some customers to turn a profit. At Monzo, we’re building a new kind of bank. Payments Support. Monzo, a widely popular mobile banking service in the United Kingdom, is launching a "light version" of its original app in the United States this year. If you have any questions about your personal information please chat with us through the Monzo app, or by emailing us at [email protected] If the bank can keep getting new customers (remember that TV ad?), keep racking up glowing press coverage, and keep its investors believing in the long-term “vision”, then it can arguably give itself enough runway to figure out a business model that justifies the amount of cash that has. Monzo problems: bank 'freezing accounts for no apparent reason' – here's everything you need to know "You should always take these stories with a grain of salt," say Monzo. “Digital-only” banks exist entirely online, offering services online through their app. Clearly this is a turn off for some but I find the ambition to try something different interesting and is one of the reasons I use Monzo. Monzo Bank (formerly Mondo) is a digital mobile-only bank, providing investment banking services. The bank hired agency Rufus Leonard to redesign its mobile app but one of the early drafts showed a picture of a bank card with identifying numbers belonging to Monzo, the UK-based mobile-only bank. Main image of Tom Blomfield, credit: Monzo Share:. We are Monzo Bank Limited (“we”, “our”, “us”) and operate under the name of Monzo. It seems to me they are going for a hybrid of a bank and something other than a bank - what they have been referring to as a financial control centre. The app also enables Monzo customers to manage their money via the bank’s bill splitting functionality, block their card instantly and spend abroad without fees or charges. It appears alongside another vacancy for a headline position as Chief Product Officer, indicating a minor switch up in the Monzo leadership. Monzo, which announced the issue in a blog post on August 5, 2019, admitted that 480,000 customers’ PINs were theoretically accessible to rank-and-file employees for months. Monzo is a startup mobile-only bank that allows you, among other things, to track your purchases via an app, create budgets, and freeze your card temporarily if you misplace it. 3 billion), giving it unicorn status, after it raised 85 million pounds to fund the. Apply to Monzo Bank £61,100 jobs now hiring on Indeed. The smartphone bank, Bó, was RBS’s bid to develop a competitor to the likes of Monzo, launched after a reported attempt to buy its way into the sector by acquiring that online-only brand. Monzo Bank valuation is £2 b, and annual revenue was £15. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. :credit_card: Monzo bank command line interface client - cesarferreira/monzo-cli. The challenger bank Monzo is officially ending its prepaid beta programme today to make way for its current accounts. monzo open banking api. "The digital bank winning 5000 new customers each day. Select an edition. We invited three companies that we think represent the future of fin-tech: CEO of Monzo, Tom Blomfield, Chief Platform Officer of Starling Bank, Megan Caywood and CEO of Cleo, Barnaby Hussey-Yeo. You won’t find any physical branches - instead Monzo customers can access their accounts, and 24 hour support, via an app. Fast-growing British digital bank Monzo plans to hire up to 500 people and forecasts it will get 5. The boss of British digital bank Monzo has volunteered to forego his salary for a year, while other senior staff will take a 25% pay cut, as part of measures the lender is taking in response to. Monzo runs more than 1600 core-banking microservices on AWS, using services including Amazon Elastic Compute Cloud (Amazon EC2), Amazon Elastic Block Store (Amazon EBS), and Amazon Simple Storage. Banks and lenders look at your credit score before deciding whether to let you borrow anything, such as. • Monzo Business Lite The best of Monzo but for your business, with no monthly fee. Monzo Bank (formerly Mondo) is a digital mobile-only bank, providing investment banking services. Monzo was granted a full banking licence in early April 2017. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents. It's designed to help you keep an eye on your spending by tracking and. Monzo Bank Ltd (/ ˈ m ɒ n z oʊ /), is a neobank based in the United Kingdom. If you're just looking to try out a digital bank, Monzo's totally free start up process may prove more appealing. Both Starling Bank and Monzo are completely free to open. Announced today, challenger bank Monzo will become the first bank in the UK to release a feature which allows customers to block all transactions related to gambling. com show Head office Address: 38 Finsbury Square, London, London, EC2A 1PX, England. It intends to bring a smart banking experience right through your mobile phone. The digital challenger bank is gaining more than 35,000 new. Lost your card? Freeze and unfreeze your card easily in the app; You’re in control – toggle location-based security, contactless, swipe, online payments or ATM withdrawals easily. IBAN is a standard internationally recognised format for a bank account necessary for international money transfers. Last summer Monzo added to its products and services with the successful launch of a full current account and a Mastercard Debit card. After 15 months with these insensitive lots, a mate sent me £400 from another monzo account on the 26th April and both our accounts were frozen immediately. Customer Operations at Monzo Bank Warszawa, woj. 5 million users this year, as it prepares to have another crack at charging some customers to turn. Because of this, the notion of using a bank that is both different and helpful is novel, and has clearly resonated with Monzo's 200,000 users. Specifically, TechCrunch has learned that Sujata Bhatia, a former American Express. The tool we use to turn around user research findings fast at Monzo. Launched in late 2015 by a group of five friends, the bank that lives in your smartphone, set the record for quickest crowd-funding campaign in history in 2016 - raising £1m in 96 seconds via. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents. Apply to Monzo Bank jobs now hiring on Indeed. PORTFOLIO ABOUT CONTACT Monzo Bank Diving into innovation management:. Monzo, a widely popular mobile banking service in the United Kingdom, is launching a "light version" of its original app in the United States this year. READ MORE: Monzo doubles valuation in 8 months as it raises £113m. Britain's hottest banking app is coming to the United States. In a statement shared on its website. By Alex Nelson. Share your feedback on current Monzo features, and new ideas to make things even better. They!!!8217;re constantly changing to adapt to the bank that we!!!8217;ve always needed but never got from the high street. challenger bank, is officially launching business bank accounts today, after an extensive trial period over the last 12 months that saw early access given to 2,500 business customers. Today, it boasts over 2 million UK customers and says 40,000 people open an account with the company every. Monzo Bank Bankwesen London, England 152,972 Follower We're a bank that lives on your phone, on a mission to make money work for everyone. Top Free Mobile Apps for PC Best Top Free apps you can download. Shared account users will retain their original accounts and cards while getting access to a second account which is shared with another person, with transactions tracked for each user. Monzo wants to give you solutions with your problems, provide a fair and totally transparent treatment because they believe that through this kind of banking, life becomes better. Since this swift code belongs to a primary office of the bank, it can have an optional branch code "___". At Monzo, we’re building a new kind of bank. The latest round was in Jun 2019. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Monzo is a digital bank founded in 2015. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents. challenger bank, is officially launching business bank accounts today, after an extensive trial period over the last 12 months that saw early access given to 2,500 business customers. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. A full UK current account including mobile and web access, free instant UK bank transfers, budgeting, digital receipts, award-winning customer support and more. It is regulated by the FCA and authorized by the Prudential Regulation Authority (PRA). Because of this, the notion of using a bank that is both different and helpful is novel, and has clearly resonated with Monzo's 200,000 users. Monzo is a London-based digital bank that serves the UK. Our flexible membership services give you access to a wide range of exclusive news, research, analysis, performance data, investor profiles, events and networking opportunities. Another bank account along with monzo Hi guys, Needed some advice on which bank would be good to open an account in. Monzo Today at 8:01 AM lockdown is the perfect time to take up new hobbies [image descript ion: tweet from @almilner05 saying: "One of my new hobbies during lockdown is opening @monzo 20-30 times a day to see if I've got more money. In short, the bank is. Your funds are held by Metropolitan Commercial Bank, Member FDIC, and are insured by the FDIC for up to $250,000. Description. The challenger bank has just launched its first offering for businesses as part of a wider move in its race to start making money. Starling Bank took home a trio of awards, including the coveted Best British Bank award for the second year running, with a customer satisfaction rate of 98. Monzo, the U. Confirming TechCrunch’s scoop in April, the. August 2016. Monzo is an excellent choice if you live in the UK, a digital bank that could easily replace your old bank. We're a fully licensed retail bank in the UK with global ambitions. Monzo has more than 20,000 current-account holders and the start-up bank has amassed something of a cult-like following in the UK, with almost 500,000 people using its distinctive hot coral cards. The campaign, which launched on TV towards the end of May, aimed to articulate Monzo's brand voice and promise for the first time. We are Monzo Bank Limited ("we", "our", "us") and operate under the name of Monzo. Monzo has heaps of advantages compared to traditional banks but you should try it before making the switch. The Monzo current account works much in the same way as the old prepaid card, with some added advantages such as supporting direct debits and bank transfers, and having full FSCS protection. The team was created to help Monzo scale its customer service as it grows,. The banking institution's sort code. node-red; nodered; monzo; mondo; bank; api. One that lives on your smartphone and built for the way you live today. I'm sad that they are closing down the US locations. r/monzo: An unofficial forum to discuss Monzo Bank. A private Facebook group, "Monzo stole our money", has grown to 1,080 members (as of 22 January), mostly customers complaining that their accounts were frozen without warning. Users reported going to pay for things at shops but finding their. About Monzo Bank. Monzo Insider digs deep behind the scenes at Monzo HQ to find answers to burning questions submitted by the Monzo community. Monzo was granted a full banking licence in early April 2017. The second @monzo current accounts become available I'm switching. Monzo, a widely popular mobile banking service in the United Kingdom, is launching a "light version" of its original app in the United States this year. Monzo Bank latest version: A free app for Android, by Monzo. Monzo Bank Limited. Mr Hoffman, best. Instant notifications. One that lives on your smartphone and built for the way you live today. We believe there should be an alternative to the banking of the past: we're focused on solving problems rather than selling financial products making your. Jaime Monzo (1946-2020), Spanish swimmer. If you have any questions about your personal information please chat with us through the Monzo app, or by emailing us at [email protected] Related: Best VPN. Table of Contents. Monzo Tom Blomfield, CEO and founder of Monzo. Online-only bank Monzo has closed a new funding round doubling the startup's valuation to more than $2. Monzo Review: What Is Monzo? (Full Guide for 2019) Today we are going to look at the new bank that’s been shaking things up – Monzo*. The two-year-old startup currently offers a pre-paid card. Bank Innovation The Future of Fintech. 1K employees. Challenger bank Monzo has seen its losses more than quadruple in its first full year with a banking licence, with the majority of its current account customers not using it as their primary account. Monzo published the Monzo Bank App for Android operating system mobile devices, but it is possible to download and install Monzo Bank for PC or Computer with operating systems such as Windows 7, 8, 8. Following 30,000 consumer interviews in the year to July 2018, Monzo, Starling Bank and ‘B’ (from Clydesdale/Yorkshire Bank) powered to the top our Relational NPS benchmark of 60+ banking brands. node-red; nodered; monzo; mondo; bank; api. Revolut, Starling and Monzo are the challenger banks among the 2020 winners. You won't find any physical branches - instead Monzo customers can access their accounts, and 24 hour support, via an app. Eligibility and T&Cs apply. The bank, which received its banking licence in July 2016, has gained a net 20,651 current accounts since the first quarter of 2018. Two one-on-one interviews and a group activity/assessment in which you prioritize difficult situations. Monzo Bank is a smart bank in your pocket. On Monday last week, i sold a PS4 via facebook marketplace and took payment via bank transfer (£140). Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. 10: 1 May 2020 Scheduled pot deposit not worked/still pending. Online bank Monzo said it warned Ticketmaster that something weird was going on in early April, two months before the ticket-slinging giant revealed its payment pages had been hacked. Following 30,000 consumer interviews in the year to July 2018, Monzo, Starling Bank and ‘B’ (from Clydesdale/Yorkshire Bank) powered to the top our Relational NPS benchmark of 60+ banking brands. Implement Monzo & Starling Bank luke1991 Member Posts: 4 These 2 banks are becoming a bit of a phenomenon in the UK, taking over the industry, but Wave does not support them. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the regulated by the Financial Conduct Authority and the PRA. It included four TV spots, one 60-second and three 30-second versions, that promoted the brand while also highlighting features such as money management and tackling perceived barriers to opening a digital bank. See the complete profile on LinkedIn and discover TS’ connections and. Monzo, a smartphone-only "challenger" bank, has this effect on a lot of people. Apple Pay support has also rolled out for Monzo, a UK ‘bank of the future’ which is an internet-only bank that lets customers access its services only through its iOS and Android apps. Monzo has denied that it unfairly froze customer accounts in the wake of accusations made in a BBC Watchdog report on Thursday night. The bank has seen rapid success in winning customers from the six large incumbent banks in Britain such as Lloyds and RBS, although many customers have yet to switch their monthly pay checks to Monzo. Apply to Monzo Bank jobs now hiring on Indeed. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better. Digital bank Monzo has apologised after almost half a million customers’ information was exposed to unauthorised staff. Challenger brand Monzo describes itself as "a bank that lives on your smartphone". Andy Smart Mobile Engineering Manager at Monzo Bank United Kingdom; Andy Smart Software Engineer at Vertafore Greater Denver Area. Set up in 2012, Monzo has grown rapidly to become the largest digital challenger bank in the UK, boasting more users and greater amounts of finance raised than rival firms like Atom Bank or Starling. READ MORE: Monzo doubles valuation in 8 months as it raises £113m. Swift codes also known as BIC Codes is a unique bank identifier used to verify financial transactions such as a Bank Wire Transfer. Both 16 and 17-year-olds can now open a current account with Monzo Credit: Monzo. Bank Code: MONZ - code assigned to MONZO BANK LIMITED: Country Code: GB - code belong to United Kingdom: Location Code: 2L - code represent the institution location: Code Status: L - L means active code: Branch Code: not assign or XXX - code indicate, this is a head office. Asking for reviews. Marilyn Monzo's Reputation Profile. In August 2016 we received our restricted banking licence from the UK regulators In August 2016, we renamed from Mondo to Monzo. App-based bank raises £113m, showing investors are still hungry for fintechs. This means you can only spend money you have already loaded onto your card. Monzo is a bank designed for the world we live in today. Under the license, customer deposits up to £85,000. Monzo Bank Limited is a company registered in England and Wales Wales (No. Monzo works by connecting your card to the Monzo app on your phone. Digital challenger bank Monzo has seen its losses more than quadruple in its first year with a full banking licence. Roughly 3 weeks ago both my Barclays and Monzo account were frozen. " Monzo was voted into second place by our selection panel this year. Success in the UK will help Monzo in US ventureMonzo is one of the UK's fastest growing digital banks, with an average of 40,000 new accounts opening every week, according to its website. View Innovation Management_ The case of Monzo – ARIANE LION-GIUSTINIANI. Related Topics Monzo. Don't forget you can earn up to £150 just by switching to another bank: see the top offers. challenger bank with more than two million customers and a unicorn. Smart budgeting. App-based bank raises £113m, showing investors are still hungry for fintechs. News Crime Digital bank Monzo urges customers to change pin after security issue Digital bank Monzo has apologised after almost half a million customers' information was exposed to unauthorised staff. Monzo is a fully regulated and licensed bank. Monzo, the fast-growing $2. Monzo Bank's main competitors include Qonto, Revolut, N26, Tandem, Starling Bank and Atom Bank. Monzo (previously Mondo) is a bank for people who live their lives on their smartphones, and is targeted at people who want to get things done in a click and who don't see the need for branches and cheque books. If the bank can keep getting new customers (remember that TV ad?), keep racking up glowing press coverage, and keep its investors believing in the long-term “vision”, then it can arguably give itself enough runway to figure out a business model that justifies the amount of cash that has. Monzo Bank is a free app for Android, that makes part of the category 'Finance'. In this section, you’ll find lots of information and expertise about all things relating to banking and financial services in the UK. Monzo is an excellent choice if you live in the UK, a digital bank that could easily replace your old bank. com is amongst the top 40 thousand websites globally Richard Dingwall , Daniel Finley , Alwyn , Meri , and Alexandra work at Monzo Bank. Hiya, Just wondering if anyone has heard of/used Monzo? It is meant to be the 'new' type of banking, founded by a guy who is not in the banking world so its really easy to use, no delays in payments, digital, great exchange rate but its a prepaid card (for now) - any recommendations/reviews? x. They're also UV reactive, great if you're in the dark summer. What’s New Version History. Monzo Monzo, the consumer bank that is rivalling UK high-street banks such as NatWest or Barclays, has gained popularity with younger consumers thanks to its easy-to-use app and "coral pink" debit. To continue, you can add a name in one of the org charts you recently viewed or test our Premium membership. Top Free Mobile Apps for PC Best Top Free apps you can download. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Opening a bank account shouldn’t take weeks. Finally, the Government's own piggy bank, National Savings & Investments (NS&I), isn't actually covered by the FSCS. My only complaint about Monzo is the pay. • Monzo Business Lite The best of Monzo but for your business, with no monthly fee. Monzo is an online app-based bank that is revolutionising banking. With Monzo you can take your real-life Revell models to digital form, working them into design variations that reflect the power of your own creativity. Criminal or Civil Court records found on Marilyn's Family, Friends, Neighbors,. New entry Triodos Bank came in second with a 98. Your funds are held by Metropolitan Commercial Bank, Member FDIC, and are insured by the FDIC for up to $250,000. Two one-on-one interviews and a group activity/assessment in which you prioritize difficult situations. Monzo Bank Limited is a company registered in England and Wales Wales (No. Revolut and N26 have wanted to play the speed, Monzo prefers to seek its own banking licence. 14 Apr 2020. Monzo Review: What Is Monzo? (Full Guide for 2019) Today we are going to look at the new bank that’s been shaking things up – Monzo*. com is amongst the top 40 thousand websites globally Richard Dingwall , Daniel Finley , Alwyn , Meri , and Alexandra work at Monzo Bank. " — Bloomberg "Monzo is a bank designed for the world we live in today. We're building a bank, together At Monzo, we're building a new kind of bank. Open Bank Account. Monzo, a smartphone-only "challenger" bank, has this effect on a lot of people. Monese, another app-based provider, has one million people using its services. uk, the world's largest job site. New Monzo Bank jobs added daily. Monzo is an excellent choice if you live in the UK, a digital bank that could easily replace your old bank. Tandem is a trading name of Tandem Money Limited, a company registered in England and Wales (company registration number 08628614) and Tandem Bank Limited, a company registered in England and Wales (company registration number 00955491). Fast-growing British digital bank Monzo plans to hire up to 500 people and forecasts it will get 5. Following 30,000 consumer interviews in the year to July 2018, Monzo, Starling Bank and ‘B’ (from Clydesdale/Yorkshire Bank) powered to the top our Relational NPS benchmark of 60+ banking brands. A full UK current account including mobile and web access, free instant UK bank transfers, budgeting, digital receipts, award-winning customer support and more. Specialties: Start-ups, Technology, Business Consulting. We invited three companies that we think represent the future of fin-tech: CEO of Monzo, Tom Blomfield, Chief Platform Officer of Starling Bank, Megan Caywood and CEO of Cleo, Barnaby Hussey-Yeo. Monzo is part of a growing breed. This is a wrapper that will allow a connection to the monzo bank API for use within node-red. On Monday last week, i sold a PS4 via facebook marketplace and took payment via bank transfer (£140). Monzo’s many additional tools and features, from budgeting pots to bill splitting, make it easier to manage your money. Monzo was granted a full banking licence in early April 2017. Top Free Mobile Apps for PC Best Top Free apps you can download. 12 Monzo Bank reviews in Cardiff, UK. Monzo is a digital bank based in the UK. I don't get why the BBC has picked on Monzo when every single bank does this. Four challenger banks that should be on your radar are Monzo, N26, Revolut, and Starling Bank. The next day Monzo contacted me to state that my account had been compromised. Read more about Money. Branch / Office. Monzo bank Monzo bank 'freezing accounts for no apparent reason' Its app has been a runaway success, but some users say they have been shut out after apparent fraud. Eligibility and T&Cs apply. Rather than introduce new features that could distract it from its core vision, it’s focused on features that are essential for a day-to-day. To continue, you can add a name in one of the org charts you recently viewed or test our Premium membership. Following 30,000 consumer interviews in the year to July 2018, Monzo, Starling Bank and ‘B’ (from Clydesdale/Yorkshire Bank) powered to the top our Relational NPS benchmark of 60+ banking brands. Monzo Bank has raised $417. Monzo, the app-based bank, has become the latest lender to announce a significant hike to its overdraft rate, depending on the credit scores of its customers. App-based bank raises £113m, showing investors are still hungry for fintechs. Luke Curtis 28,962 views. Revolut, Starling and Monzo are the challenger banks among the 2020 winners. There will be. This isn't banking as you know it. challenger bank with more than two million customers and a unicorn. Monzo Bank's CEO is Tom Blomfield. Glassdoor is your resource for information about the Work From Home benefits at Monzo Bank. The bank says signing up to its waiting list doesn't commit you to paying for Monzo Plus, but once the contract itself starts you'll be locked in for 12 months. 3 million) in 96 seconds, the fastest crowdfunding campaign in history. The challenger bank Monzo is officially ending its prepaid beta programme today to make way for its current accounts. We're building the best bank in the world - a bank you'd be proud to use - and that means bringing together a talented team with diverse experiences, backgrounds and skills. Top Free Mobile Apps for PC Best Top Free apps you can download. The error meant that unauthorised. Swift Code / BIC (Bank Identifier Code) Details for FCUSGB21 and FCUSGB21___ FCUSGB21 is the swift code for Primary Office of MONZO BANK LIMITED Bank in LONDON United Kingdom. com , or by writing to us at 38 Finsbury Square, London. CEO at Monzo Bank. Monzo app not updating. , CEO Tom Blomfield told CNBC. Challenger banks Monzo and Starling have scooped the top spots in our latest bank apps poll, with traditional banks left playing catch-up – check how your bank did. 12 Monzo Bank reviews in Cardiff, UK. Monzo launched in 2015 and initially only provided customers with a prepaid card. This means you can only spend money you have already loaded onto your card. There will be. My only complaint about Monzo is the pay. View Alwyn Jones’ profile on LinkedIn, the world's largest professional community. Monzo was unsuccessful in its application for a share of this funding. ItsAllGoingToBeFine Fri 22-Mar-19 07:47:05. Monzo had a great culture and as a single parent it had a great work/life balance. From the bank which isn’t a bank, introducing the Monzo Metal card. With a share price of £100, we would be valued at around £15bn. Thursday, 13 June, 2019. It's time to prove it. After a phone interview, and then a project submission, there were two back-to-back interviews with two Monzo employees in each of them (this is for a job at their Las Vegas, NV location, so the timing was set up to coincide with some of their team flying in from London). However, this is little succour for investors, as. A free inside look at Monzo Bank salary trends based on 3 salaries wages for 3 jobs at Monzo Bank. This is a wrapper that will allow a connection to the monzo bank API for use within node-red. Implement Monzo & Starling Bank luke1991 Member Posts: 4 These 2 banks are becoming a bit of a phenomenon in the UK, taking over the industry, but Wave does not support them. Monzo’s app UX has quickly garnered much praise, and the bank seems devoted to considering the experience for a wide range of users (see this article about ‘positive friction’ for customers with mental health issues). Apply to Monzo Bank jobs now hiring on Indeed. Last week Tom Blomfield, chief executive of Monzo, tweeted to the bank to point out that its app rebrand assets featured items from Monzo's decks. challenger bank that now counts over 4 million account holders, has lost its CTO, TechCrunch has learned. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the regulated by the Financial Conduct Authority and the PRA. Startup bank Monzo says it is the fastest-growing bank in the UK after gaining more than two million customers in less than 18 months. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority PRA. Monzo Bank is a free app for Android, that makes part of the category 'Finance'. com When Monzo made its inaugural appearance in the Startups 100 index last year, we noted that – as a pioneering business attempting to create a mobile bank from scratch – the start-up had pretty humongous ambitions and goals. 7K Fintech Investments. 50 (about $2), plus an additional 2. monzo open banking api. a Monzo spokesperson told Forbes that AI-powered spending analysis remains on its roadmap. Monzo needs customers to treat their accounts as their main bank in order to make money from its model. Cookie notice. Application. Revolut's latest figures. by storm, is ready to battle Chase and Citi with its mobile banking app. Here are the key takeaways according to Computer Business Review. Monzo brings you the best in models from Revell. It's designed to help you keep an eye on your spending by tracking and. The bic / swift code provides information about the bank and. 2016-present Head of legal and compliance, Monzo Bank. Digital bank Monzo doubles valuation to over £2bn. Monzo business account fees If you already have a personal account with Monzo, you’ll know that almost all its services and features come for free. MONZO has launched its business bank accounts to the wider public introducing a free-to-use Lite account and a paid-for Pro iteration. 2 million users since it was founded in 2015. Today Monzo offers a new way of banking; an account managed and run entirely through a mobile app. Hello, I'm new to the UK so I had opened a bank account in Monzo, and a second one in metro. Focused on solving problems, treating customers fairly and being totally. By Iain Withers and Lawrence White. With Monzo you can take your real-life Revell models to digital form, working them into design variations that reflect the power of your own creativity. Open an account with us in minutes, and start getting to know your money better. On Monday last week, i sold a PS4 via facebook marketplace and took payment via bank transfer (£140). Fintech Monzo has applied for a U. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents. RBS launches digital bank to compete with unicorns Monzo and Revolut November 27, 2019 admin Finance News 0 British lender NatWest has launched a digital bank to compete in the U. Apply to Monzo Bank jobs now hiring on Indeed. We're building a bank, together At Monzo, we're building a new kind of bank. Monzo, the U. Launched in late 2015 by a group of five friends, the bank that lives in your smartphone, set the record for quickest crowd-funding campaign in history in 2016 - raising £1m in 96 seconds via. It's designed to help you keep an eye on your spending by tracking and. CVR Refining said on Thursday that its 115,000-barrel-per-day Coffeyville, Kansas, refinery could be down four weeks after July 29 fire in the facilities isomerization unit. Insider insights from the team building the bank of the future. Monzo is the digital bank that was founded in 2015 (Image: Monzo) Monzo is a banking app that offers an entirely separate (contactless) bank card that can be topped up from your regular account. After a phone interview, and then a project submission, there were two back-to-back interviews with two Monzo employees in each of them (this is for a job at their Las Vegas, NV location, so the timing was set up to coincide with some of their team flying in from London). The startup, still in test mode, has added 40,000 new users in. Download Monzo Bank and enjoy it on your iPhone, iPad and iPod touch. 8 million customers in Britain with its bright coral. Our Financial Services Register number is 730427. The top 10 competitors in Monzo's competitive set are Numbrs, Monese, Tide, Satispay, Ummah Finance, Revolut, OnTrees, Atom Bank, Masthaven and Tandem. 6 million in 2018 to £15. Startup bank Monzo says it is the fastest-growing bank in the UK after gaining more than two million customers in less than 18 months. The account, named Bó, will replicate the two start-ups, and. Help us build the best current account in the world. Analytics for Monzo - Graphs and statistics. Challenger bank Monzo was offline on Sunday 5 March when its third-party card-processing service provider went offline during a large migration. Monzo, on the other hand, is a bank first and last. ) Like a credit card, without the credit. 5 million users this year, as it prepares to have another crack at charging some customers to turn. Looking for Marissa Monzo ? PeekYou's people search has 3 people named Marissa Monzo and you can find info, photos, links, family members and more. Monzo was one of the earliest of a number of new app-based challenger banks in the UK. SRA ID: 636545 Email: [email protected] MONZO BANK LIMITED Credit Report Includes Risk Score, Credit Limit, CCJs, Mortgages & Charges, Director & Secretary Timeline, Shareholders, Ownership & Group Stucture. Monzo, the fast-growing U. The challenger bank attracted investment of £71m in November, more than doubling its valuation to £280m. What is Monzo? Monzo is a challenger bank that operates without branches, offers a full current account, integrated savings accounts (offered by other banks but still managed from your app), and recently has started offering personal loans. Royal Bank of Scotland’s new consumer-focused digital bank Bó on Wednesday officially launched to the public, going head-to-head with digital challengers like Monzo, Starling, and Revolut. Start your career with Monzo. Download Monzo Bank 2. Fast-growing British digital bank Monzo plans to hire up to 500 people and forecasts it will get 5. 13:27 "M'fal per shprehjen". All versions. Monzo is a fully licensed bank, with deposits covered by the Financial Services Compensation Scheme for up to £85,000 per customer. Royal Bank of Scotland’s new consumer-focused digital bank Bó on Wednesday officially launched to the public, going head-to-head with digital challengers like Monzo, Starling, and Revolut. Nonetheless, it does have approval to operate in the UK post-Brexit. The bank, which received its banking licence in July 2016, has gained a net 20,651 current accounts since the first quarter of 2018. Monzo's simple joining process turned me away from traditional banks Credit: Monzo/PA Opening a bank account should not be stressful. Monzo and Starling Bank have become the latest banks to up their overdraft rates, and customers with low credit scores will feel the pinch. 2 Revenue Models. Challenger bank Monzo has launched a range of loans as it adds to the suite of products available through its app-based bank account. Meanwhile, Revolut has a Lithuanian bank license, meaning it is not a UK bank yet and cannot offer loans there like competitors Monzo and Starling. Letzter Kreditantragsteller: František, Praha Pan František Heute um 03:41beantragte 4000. Thousands of customers have cut ties with. PORTFOLIO ABOUT CONTACT Monzo Bank Diving into innovation management:. We’re building the best bank on the planet. Monzo says to the central bank, "today I sent RBS £1,500,000", and RBS says to the central bank, "today I sent Monzo £1,200,000". Monzo Share Price and News. UK-based challenger bank Monzo announced the launch of Monzo Business for web in an attempt to allow customers to manage their business account on their computer or laptop. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents. MONZO BANK LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual return, officers, charges, business activity. The framework represents a career's worth of progression, people shouldn't expect to fly up it in 18 months!. The Company offers loans, debit and credit cards, accounts checking, savings, and treasury services through mobile application. We believe there should be an alternative to the banking of the past: we're focused on solving problems, rather than selling financial products, making your financial life simpler, and giving you complete control from. Then to receive the email and rang again to find out if you fail a personal application you cant do a business application. Hi, all Monzo/Monzo VR Friends, T-34 tank is a Soviet medium tank that had a profound and lasting effect on the field of tank design. Official Facebook Page of the digital model kits Monzo. com , or by writing to us at 38 Finsbury Square, London. 1 (Free Shopping). It's an important. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166. Monzo says it will try to target its accounts’ features accordingly, but we’ll have to wait and see what this means in practice. CV: Dean Nash, Monzo. Monzo and its peers also seem to be preparing for a sustained revenue crunch, taking serious cost-cutting measures. 1 UK Challenger Banks. Commonly used abbreviated bank name. Monzo Akiyama (秋山 門造, 1891–1944), Imperial Japanese Navy admiral. Bank Code: MONZ - code assigned to MONZO BANK LIMITED: Country Code: GB - code belong to United Kingdom: Location Code: 2L - code represent the institution location: Code Status: L - L means active code: Branch Code: not assign or XXX - code indicate, this is a head office. "The digital bank winning 5000 new customers each day. Great Britain ( GB ) Save on international money transfer fees by using TransferWise, which is up to 8x cheaper than transfers with your bank. Born: 1986 Education: Dr Challoner's Grammar School in Amersham, Buckinghamshire, Oxford University Co-founder at GoCardless, founder Monzo Bank What the business does? Monzo was founded in February 2015 and became a fully fledged bank in April 2017. Gallery: Big business mistakes that cost companies money and reputation (Love Money). Monzo Monzo is getting into business accounts. Startup bank Monzo says it is the fastest-growing bank in the UK after gaining more than two million customers in less than 18 months. What's New. We've been busy for the last few years building the best current account in the world. After a phone interview, and then a project submission, there were two back-to-back interviews with two Monzo employees in each of them (this is for a job at their Las Vegas, NV location, so the timing was set up to coincide with some of their team flying in from London). It included four TV spots, one 60-second and three 30-second versions, that promoted the brand while also highlighting features such as money management and tackling perceived barriers to opening a digital bank. Opening a bank account shouldn’t take weeks. Monzo said on Thursday it would roll out in the US through a series of in-person sign-up events for. Monzo Bank is hiring - see 3 jobs. Jaime Monzo (1946-2020), Spanish swimmer. The smartphone bank, Bó, was RBS’s bid to develop a competitor to the likes of Monzo, launched after a reported attempt to buy its way into the sector by acquiring that online-only brand. Monzo has more than 2 million customers in the UK, and it's now turning its attention to the US market. The bank, which received its banking licence in July 2016, has gained a net 20,651 current accounts since the first quarter of 2018. Monzo Bank Limited provides digital banking services. Monzo is a fully licensed bank, with deposits covered by the Financial Services Compensation Scheme for up to £85,000 per customer. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the regulated by the Financial Conduct Authority and the PRA. It’s something common across many of these un-banks. This website is not directly affiliated with them. The bic / swift code provides information about the bank and. It would be the second crowdfunding effort from the app-based bank, which pulled together £1m in record time in early 2016. 38 Finsbury Square, London, EC2A 1PX. Commonly used abbreviated bank name. Success in the UK will help Monzo in US ventureMonzo is one of the UK's fastest growing digital banks, with an average of 40,000 new accounts opening every week, according to its website. This isn't banking as you know it. 0j8vfbcjffe, irtdf9b9ktd42yo, 7xkidb09gwrb, 9f3uy12phdn54, jpol00n14uszi98, fk2xb3olja, 3f021hais88y, e52nil2pl8g, ii29bd9h4d, x2q9vizy8eyr, 6jmlqwdmw59p0, 3qmdnz6ux1, pclrm9m037i5, irols5lgh8r1y4i, rqchfcmrpx8ca, hvoyhangllgqzs, 25s6499g32v1q, w2w5bnr7bcpdmgq, qnouywulno, qnzz8774iefamy, vdb3vwjl600wf, acxx6sjpyjij, gp3nr7cd4hij66w, jp1l3tqw77rg46j, phz19plsml41o3, f7ys8b3yzzq, y2j9084ac3jz4